Award Winning Lending Specialist Since 1986

Fast Settlement Myths vs Facts: Claiming the $3,000 Cash Back

Getting to settlement in 60 days isn’t magic—it’s process. Let’s debunk the big myths.

Myth: “I can declare my intent any time.”

Fact: Intent to take up the offer must be declared at application and no later than 7 days after application.

Myth: “Apartments are fine.”

Fact: Units, apartments, townhouses, and strata titles are excluded. Eligible security is a freestanding house in highly marketable condition.

Myth: “I can get an extension if the vendor is slow.”

Fact: The offer requires settlement within 60 calendar days on a two-way no-fault basis. Extensions are not available.

Myth: “Any loan size qualifies.”

Fact: The minimum loan drawdown is $300,000 at settlement.

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