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Award Winning Lending Specialist Since 1986
Home Loan

Unlock the Potential of your Home Loan

Enquire now for your FREE Home Loan Health Check! 

Unlock Your Financial Potential
with Our Home Loan Health Check

Are you ready to embark on a journey that could reshape your financial future?

Imagine having the confidence to know that you’re getting the best possible deal on your home loan. Picture the feeling of being in control of your finances, armed with personalised strategies that could save you thousands. Welcome to the Mortgage House Home Loan Health Check – your gateway to unlocking peace of mind and potential savings.

Home Loan Health Check

What Can You Expect from the Home Loan Health Check?

Imagine the benefits of knowing you’re on the right financial path:

Your Loan's Interest Rate

We’ll delve into your current interest rate and compare it with prevailing market rates. The outcome? The potential to secure a lower rate that could mean reduced monthly payments and overall interest expenses.

Loan Type Evaluation

Our expert team will evaluate your loan type – whether fixed, variable, or hybrid – aligning it with your financial goals and market trends. Say goodbye to uncertainties and hello to a tailor-made loan solution.

Refinancing Potential

If applicable, we’ll explore the world of refinancing to harness lower interest rates, potentially unlocking substantial savings over the life of your loan. Imagine the possibilities that a simple switch could offer.

Long-Term Savings Strategy

Beyond immediate savings, we’ll map out a strategic financial roadmap tailored to your aspirations. Whether it’s paying off your loan faster, building home equity, or achieving milestones, your personalised strategy awaits.

Yes, there are bonuses!

As a token of our commitment to your financial empowerment, completing our Home Loan Health Check opens the door to a world of bonuses you will receive, that could transform your financial journey:

✓ Bonus #1 Interest Savings Analysis

Visualise potential savings with strategies like refinancing, renegotiating, or additional payments on your home loan. With this bonus in your arsenal, you’ll have the power to assess different approaches and make informed decisions that could significantly reduce your monthly payments and overall interest expenses.

✓ Bonus #2 Loan Repayment Strategies

Explore effective repayment strategies to pay off your loan sooner, saving thousands in interest payments. Armed with this bonus, you’ll have a toolkit of proven tactics that can propel you toward financial freedom faster, making your journey smoother and more rewarding.

✓ Bonus #3 Budget Optimisation Tips

Discover savvy financial management techniques to allocate more toward your mortgage while maintaining your lifestyle. With this bonus, you’ll gain insights that empower you to optimise your budget effortlessly, allowing you to allocate more towards your mortgage and still enjoy the lifestyle you love.

✓ Bonus #4 Free Guide To Refinancing

Dive into the ultimate resource for a successful refinancing journey – a comprehensive guide that equips you with all the knowledge you are going to need. This guide will give you insights and guidance that ensure your refinancing decisions are well-informed and aligned with your financial goals.

✓ Bonus #5 Your Free Property Report

Uncover hidden insights about your property – from value estimates to past sales information. Your real estate asset’s potential revealed. This report will help you make strategic decisions about your property investment, refinancing options, or renovation plans.<

Our complimentary Home Loan Health check is easier than you think. In fact, you don’t even have to leave home, 15 minutes over the phone with one of our dedicated Lending Managers will provide you with the best loan options to suit your changing needs.

Don’t Let Your Home Loan Hold You Back!

Your financial well-being is our priority. Empower yourself with insights that could change the course
of your financial journey. Fill out the form below to book your free 15-minute Home Loan Health Check with
our dedicated Lending Manager.

Let’s set you on the path to financial security and unlock a brighter financial future together!

Explore your current home loan

Use the calculators below to better understand your current repayment position and explore how different loan-management options may affect your home loan. Start by estimating how long your loan may take to repay, then explore the potential effect of an eligible offset account and additional repayments.

These calculator results are estimates only and can also help you prepare for a Home Loan Health Check.

Start with your current repayment timeframe

First, use the How Long To Repay Calculator to estimate how long it may take to repay your home loan based on the information you enter.

Calculate your loan term

How Long To Repay Calculator

Then explore the potential effect of an offset account

Once you have estimated your current repayment timeframe, use the Home Loan Offset Calculator to explore how money held in an eligible offset account may affect the interest calculated on your home loan.

Calculate total interest & time saved

Home Loan Offset Calculator

Then explore the potential effect of extra repayments

Finally, use the Extra Repayment Calculator to estimate how making additional repayments may affect the time it takes to repay your home loan and the interest payable over the loan term.

Calculate time & interest saved on extra repayments

Extra Repayment Calculator

Testimonials

What people are saying about their Home Loan Health Check experience

Our Success is Your Success

We continue to achieve industry recognition for excellence in customer service and low-rate loan products. When you come to Mortgage House, know that you are in the safest hands.

WeMoney low deposit home loan of the year 2024 winner

WeMoney

Best Low Deposit Home Loan of the Year Back to Back Winner 2023-2024 (2 years)

product review award winner 2022

ProductReview.com.au

Home Loans – 2023 Winner

Money Magazine - best value flexible home loan (non bank) 2022 winner

Money Magazine

Best-Value Basic Home Loan
(Non-Bank) 2022

RateCity gold award 2022

RateCity

Best Variable Home Loan
for the Chameleon Executive Home Loan 2022

Why Choose Mortgage House?

We’re one of Australia’s most awarded non-bank lenders

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We’ve helped Aussies achieve home ownership since 1986

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Expert lenders who’ll get you there without the mortgage jargon

Our innovative online services will save you time & effort