A practical, week-by-week plan to move from application to settlement—without the speed wobbles.
Week 0: Submit, Declare, and Pre-Pay
- Submit a fully completed application via Apply Online.
- Declare your intent to claim the cash back at application (≤ 7 days hard limit).
- Pre-pay the applicable application fee.
Weeks 1–5: Documents, Valuation, and Approval
- Prepare PAYG payslips, IDs (AML/CTF), bank statements, and property contract.
- Respond to credit assessor queries within 24–48 hours.
- Arrange valuation access swiftly; ensure the property is marketable and presentable.
Weeks 6–8: Settlement Booking
- Confirm settlement date with your conveyancer and the vendor’s side promptly.
- Check that the loan drawdown is ≥ $300,000 on the day.
- Verify final figures and provide any remaining documents immediately.
After Settlement: Cash Back Timing
Expect your $3,000 cash back to be paid to your nominated account 30 days post-settlement once verified.
Learn more about the Speed-Based Cash Back offer | Compare Home Loans
