Fast Track Your Home Loan
A modern lending experience with real service, real savings, and real independence since 1986.
Don’t wait! You deserve a better deal. Our expert Refinancing Specialists make it quick and easy for you to get that feeling!
Use our Compare Matchmaker tool today to find the home loan that suits your financial goals and needs.
Say goodbye to the 20% rule, bypass LMI and leap into homeownership without the burden of massive savings.
Don’t wait! You deserve a better deal. Our expert Refinancing Specialists make it quick and easy for you to get that feeling!
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Mortgage House delivers consistently sharp interest rates through efficient funding structures and multi-decade lending expertise. Compare our most popular products below.
6.14
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6.18
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5.14
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5.18
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5.19
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5.23
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5.89
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5.93
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6.79
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6.87
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6.34
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6.72
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6.54
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6.54
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5.89
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5.93
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6.79
%
p.a
6.87
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p.a
6.34
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p.a
6.72
%
p.a
6.54
%
p.a
6.54
%
p.a
5.89
%
p.a
5.93
%
p.a
6.79
%
p.a
6.87
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p.a
6.34
%
p.a
6.72
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p.a
6.54
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6.54
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Mortgage House exists to give Australians a genuine alternative to the banks — sharper rates, faster approvals, and customer-first service without compromise.
Our Mission Is Simple
To help you secure the right loan, at the right time, with clarity, confidence, and long-term support.
Mortgage House combines three decades of lending expertise with modern digital systems to deliver personalised options across the full spectrum of property and commercial finance.
Flexible, competitive home loan products backed by real support from application to settlement.
Whether you’re a business owner or involved in property, the right loan can help you immediately capitalise on an opportunity.
We offer various non-home loan financial products through our partnerships with Perpetual Private Clients and Allianz Insurance.
Mortgage House offers property, life cover, income protection, trauma, disability and business succession insurance on a referral basis.
Tailored lending for unique, complex, or non-standard financial situations.
Funding solutions for business owners, developers, and commercial property buyers.
Self-Managed Super Fund lending for residential or commercial property investment.
Purpose-built finance for renovations, rebuilds, extensions, or brand-new homes.
We are committed to 5-star service and helping you navigating the home loan process. We are on your side from start to settlement and beyond
Buying your first home is a milestone. We simplify the process with pre-approval support, savings strategies, access to low-deposit options, and guidance on all government schemes. You gain clarity, confidence, and a trusted partner through every step.
With your existing equity, upgrading or relocating becomes simpler. We structure loans that minimise disruption, reduce repayments where possible, and deliver a smoother financial transition between properties.
Building requires precise handling. We manage staged drawdowns, builder checks, progress valuations, and cash flow so your project stays on track and stres
Switch to a more competitive loan with transparent modelling, full repayment projections, and strategic advice that helps you refinance with absolute certainty.
Whether acquiring your first investment property or expanding a portfolio, we help maximise borrowing power, optimise loan structure, and align financing with long-term wealth goals.
Transform your home with finance designed specifically for small updates, major structural work, or full property makeovers — without financial pressure.
Bridge the timing gap between sale and purchase. Our relocation loan options give you freedom to move without rushing decisions.
We understand the complexity of business income. Our lending specialists structure loans based on your true financial position, not a single tax return.
We are committed to 5-star service and helping you navigate the home loan process. We are on your side from start to settlement and beyond.
Quick applications and fast digital processing
Tailored loan structures for every borrower profile
Transparent guidance and clear lending pathways
We continue to achieve industry recognition for excellence in customer service and low-rate loan products. When you come to Mortgage House, know that you are in the safest hands.
Best Low Deposit Home Loan of the Year Back to Back Winner 2023-2024 (2 years)
Home Loans – 2023 Winner
Best-Value Basic Home Loan
(Non-Bank) 2022
Best Variable Home Loan
for the Chameleon Executive Home Loan 2022
We are committed to 5-star service and helping you navigate the home loan process. We are on your side from start to settlement and beyond
Industry-leading clarity so you always understand your options.
Access calculators, guides, resources, and pre-approval tools anytime.
Nearly four decades supporting Australian borrowers through all market cycles.
Home loans designed with one purpose: your financial wellbeing.
Mortgage House began in 1986 with a belief that Australians deserved a fair, competitive alternative to traditional banks. Over four decades, we’ve built award-winning digital lending systems, national distribution, and a customer-first culture.
Our Commitment Is Unchanged:
Better rates. Better service. Better outcomes for every Australian borrower.
Year on year Mortgage House continues to lead the way with exemplary offerings for new and existing customers.
Year on year Mortgage House continues to lead the way with exemplary offerings for new and existing customers.
Get instant visibility over loan savings, repayments, borrowing capacity + more.
Evaluate investment loan rates, access valuable tools and the latest investor news.
