Bad Credit Home Loans — Your Path Back to Ownership
A poor credit history shouldn’t end your homeownership dream. We focus on sustainability, transparency, and giving you another chance under responsible lending.
We will do our very best to find a solution that meets your expectations.
Benefits: Tailored options, transparent fees, structured pathway to refinance later, ongoing credit-score guidance.
At Mortgage House
Having a bad credit score doesn’t mean that you’re not able to get into your own home. It just means that you will have to approach lenders outside of the big banks.
At Mortgage House, we understand that people can find themselves in all sorts of financial circumstances and we have a mortgages to help. The process of applying for a ‘bad credit’ home loan is a little more involved than for a traditional loan.
If your credit history is not great then you will generally have to have a larger deposit and the rates will be higher than for other mortgage types. You will also have to check that all of your outstanding debts are paid prior to submitting the application.
However, a ‘bad credit’ mortgage presents a real opportunity for you to get your finances back on track and own your own home.
We offer an extensive range of Bad Credit Loans. Contact us today to discuss your fully tailored product, and get into the property market!
Advantages
Get a home loan even if you've been turned down by big banks or lenders due to your credit history
A 'bad credit' home loan can be your fresh start in order to get your financial situation back on track.
Disadvantages
Often, interest rates will be much higher than for a traditional type of home loan
Our Bad Credit Home Loans
Comparison Rate Disclosure: The Comparison Rate for each home-loan product shown is based on a $150,000 loan over 25 years. Fees and charges may apply. Warning: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or amounts could produce a different comparison rate.
