Award Winning Lending Specialist Since 1986
Mortgage House

Complaints and Feedback

feedback and complaints
How complaints are handled

Our complaints process

If we haven’t met your expectations and you’d like to make a formal complaint, please let us know. We will:

  • Listen to your concerns carefully
  • Keep you informed throughout the process
  • Work to resolve the issue as quickly and fairly as possible

Your feedback is important to us, and we are committed to addressing complaints in a transparent and professional manner.

Making a complaint

How to make a complaint

We’re sorry we haven’t met your expectations. If something hasn’t gone right, please let us know. You can make a complaint using any of the following methods:

phone call

Phone

Monday to Friday

Mon – Fri: 8:00 am – 6:00 pm AEST

representative

Representative

You can authorise someone to lodge a complaint on your behalf (for example, a broker, family member, or financial counsellor).

What to expect

What happens after you make the complaint

We’ll do our best to resolve your complaint as quickly as possible. If we’re unable to resolve it within five business days, your complaint will be escalated to our dedicated complaints team for further review.

We may contact you to clarify the details or ask for a little more information, so we can understand what happened and help.

Response overview

Timeframes and our response

We aim to resolve complaints as quickly as possible and will keep you informed throughout the process.

Response Timeframes

In most cases, our final response will be provided within the following timeframes:

  • General Complaints: Within 30 calendar days of receiving your complaint.
  • Complaints Regarding Financial Hardship Decisions: Within 21 calendar days of receiving your complaint, or within 21 calendar days after we have received all required information if additional details are needed.

Delays and Further Options

If we require more time, we will notify you in writing. This notification will include:

  • The reason for the delay,
  • A new expected response date, and
  • Your options for taking the complaint further, including contacting the Australian Financial Complaints Authority (AFCA).

Our Final Response

Our response will be provided in writing or via your preferred contact method, and will clearly outline:

  • The outcome of your complaint,
  • The reasons for our decision, and
  • Any actions we will take as a result.
Further options

What if you’re not satisfied with the outcome?

If you’re still not happy with our final response, or with the way we have handled your complaint, you can contact the Australian Financial Complaints Authority (AFCA). AFCA is an independent external dispute resolution service.

AFCA Contact Details:

Online

afca.org.au

Phone

1800 931 678 (free call)

Post

GPO Box 3, Melbourne VIC 3001

Support services

Additional support

We understand that some situations can be difficult, stressful, or sensitive. If you need extra help at any point, please let us know. We can support you by:

How we can help

We understand that some situations can be difficult, stressful, or sensitive. If you need extra help at any point, please let us know. We can support you by:

  • Agreeing a safe way to contact you
  • Helping you avoid having to repeat your story
  • Taking a more flexible approach and providing extra time or support where needed

Support Contact

Phone

Monday to Friday
8:00 am – 6:00 pm AEST

Family and domestic violence support

Mortgage House is committed to providing a safe and supportive environment for customers affected by family or domestic violence.

If you tell us you’re experiencing family or domestic violence, we will:

  • take what you tell us seriously and respond with empathy, confidentiality and respect
  • prioritise your safety and confidentiality
  • work with you to agree safe communication methods (for example, where you don’t feel safe receiving mail or calls)
  • only share information on a need-to-know basis and in line with privacy laws
  • not ask you to provide evidence of family or domestic violence.

If you’re in immediate danger, call 000.

If you would like independent support, you can contact:

Support services

Interpreter & Accessibility Support

If you need an interpreter, you can contact Translating and Interpreting Service (TIS National) on 131 450. If you are deaf or have a hearing or speech impairment, you can use the National Relay Service at relayservice.gov.au.

Privacy

We collect personal information to manage your complaint and will handle it in accordance with our Privacy Policy.

Privacy Policy –
https://mortgagehouse.com.au/privacy-policy/

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