Mortgage House Branch Partner Program
Become a Mortgage House Branch Partner and work directly with a lender—not an aggregator. Seamless transition with Concierge Service, 24-hour assessments, dynamic local landing pages, LOS support, and direct branch-dedicated credit access.
Why Partner with Mortgage House?
Operate under your brand with the strength of a direct lender. Mortgage House is a lender first and a broker second, giving you faster decisions, stronger control, and superior client outcomes—without aggregator bottlenecks.
Direct Branch Support:
Direct access to branch-dedicated credit support
No middlemen; lender authority on approvals
Model designed for sustainable branch growth
Seamless Transition With Our Concierge Service
Changing from your current aggregator can be complex—especially with a live pipeline. Mortgage House provides an In-House Concierge Transition Service to remove friction:
Pipeline Protection
New loans submitted to Mortgage House are held in trust until your current pipeline settles with your existing provider or aggregator.
Tailored Exit Plan
We map notice periods, review live deals, and co-design your exit timeline to avoid disruption.
Client Continuity
Maintain momentum; protect relationships and brand reputation during transition.
From Notice To Writing Loans
Most aggregators require around 30 days’ notice. Once that’s in motion, we typically complete onboarding in 2–3 weeks—including documentation, compliance checks, LOS set-up, and a meeting with our CEO. The objective is to get you writing with Mortgage House quickly and cleanly.
Our Product Range
Training & Support
Note: We are a lender first and a broker second. Support is practical and credit-driven, with little to no non-credit hand-holding.
Full e-mms Loan Origination System (LOS) training
Hands-on help loading and managing your first deals
Direct access to Credit for scenarios and escalations
Ongoing support from Distribution
Partner Requirements & Support
Bond Requirement: A $10,000 fully refundable bond applies to secure commitment. It’s returned when you cease as a Branch Partner, or earlier by an agreed settlement figure. Flexible payment options can be discussed if needed.
Do I Need a Physical Branch?
- Branded Office Space
- Shopfront Premises
- Work-From-Home Office
Processing and Approvals — Built for Turnaround
- 24-hour assessment process across core products
- Self-service escalation pathways for urgent cases
- Dedicated Business Support, Credit, Settlements, and Accounts
Marketing & Earnings
Your Marketing Stack — Dynamic, On-Demand Landing Page:
We replace generic e-marketing or lead hand-offs with your own branch website optimisation and a dynamic, SEO-optimised landing page dedicated to your area. Enquiries route directly to you (not Head Office) to protect attribution and local brand equity.
- Designed for local SEO visibility and conversion
- Flexible to integrate with your campaigns (Google and Meta)
- Ongoing optimisation guidance for speed and UX
Fees:
LOS Support: $350 + GST per month for up to 5 Australian resident users
Commission Structure:
- 0.70% + GST upfront on self-generated loans, paid on the last business day of the month following settlement
- 0.15% + GST trail on settled loans
Make It Happen in 3 Steps
Plan Your Exit
Serve your aggregator notice. Activate our Concierge Transition Service so new loans can be held in trust while your existing pipeline settles.
Onboard Fast
Complete compliance, agreements, and LOS setup within 2–3 weeks. Your dynamic branch page goes live; you meet our CEO.
Write & Scale
Submit directly to Mortgage House with branch-dedicated credit access. Build momentum with lender-first turnaround and clear escalation paths.
Why Mortgage House?
Lender First, Broker Second
Decisions closer to the credit pen
Branch-Dedicated Credit Access
Faster, clearer escalations
Concierge Transition Service
Protects pipeline and continuity
Dynamic Local Marketing
Own your area; keep your leads
About Branch Partner Program
I’m not sure about the best timing or process to leave my current aggregator. What if I still have loans in the pipeline?
Mortgage House provides a tailored plan and an In-House Concierge Transition Service that holds new loans in trust until your current pipeline settles—preserving client momentum.
How long does it take to become a Branch Partner?
Most aggregators need about 30 days’ notice. Once served, Mortgage House can onboard you in 2–3 weeks (documentation, compliance, agreements, LOS setup, CEO meeting).
How do I know what rates and policies you offer upfront?
Full rate schedules and credit policies are provided on onboarding. Before then, view our product overview and send scenarios to see how we would structure the deal.
What marketing support do I receive?
We prioritise your branch website optimisation and deploy a dynamic, SEO-optimised local landing page so enquiries route directly to you—not Head Office.
Are there ongoing fees?
Yes. LOS Support is $350 + GST per month for up to 5 Australian resident users.
Will I be left on my own to figure out systems and processes?
No. You receive e-mms LOS training, hands-on help with first deals, direct access to Credit, and Distribution support. We are a lender first; support is credit-focused.
What is the bond requirement?
A $10,000 fully refundable bond secures commitment and is returned when you cease as a Branch Partner (or earlier by settlement figure). Flexible options available.
Do I need a physical branch?
No. Operate from a branded office, shopfront, or WFH.
How fast are assessments and approvals?
We run a 24-hour assessment process with clear escalation paths for urgent cases, supported by Business Support, Credit, Settlements, and Accounts.
How does the commission structure work?
Branch Partners receive 0.70% + GST upfront on self-generated loans and 0.15% + GST trail on settled loans.
