Always A Way
Switch and Save Special – 3yr Fixed
Interest Rate
2.19
%
p.a
Comparison Rate^
2.53
%
p.a
It’s time to say ‘yes’ to property investment opportunities.
Our Super Low 3yr Fixed Special Home Loan allows you to borrow up to 80% of the property price. A home loan isn’t so scary when you can lock in a super-low interest rate for three years. This allows you to budget accordingly and avoid the stress of a sudden rate rise.
A fixed rate is paired with flexible home loan features including additional repayments and redraw facility. No monthly fees or ongoing package fees mean you pay less and can actually pay off more of your home loan.
Plus, special Double Down savings offer for refinancers:
Refinancers – bring your loan over to us and receive up to $1,500* cashback on your refinanced loans after settlement.
Start investing today!
Low Fixed Rate
Lock in this super-low rate for 3 years so you can budget accordingly and avoid the stress of a sudden rate rise.
Additional Repayments
A fixed rate loan with the flexibility of a variable rate loan allows you to make additional repayments and own your home sooner.
Redraw Facility
A Redraw facility gives you easy access to additional payments you’ve made above your minimum repayments.
$0 Monthly Fees
Avoid unnecessary costs with no monthly fees or ongoing package fees (ever) so you can direct every spare dollar into actually paying off your home loan.
Available in Australia for:
Purchasing an owner-occupied property
Refinancing your owner-occupied home
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
There's Always a Way with Mortgage House
The homebuying season is here, and the slowdown in the property market makes it a buyers paradise. Whether you’re looking at buying your first home, upsizing or investing in property, together, we can make your homeownership dreams a reality.
Interest Rate
Comparison Rate
Owner-Occupied
2.19% p.a
2.53% p.a.
Reverting Variable Interest Rate
2.59% p.a
Maximum LVR
80%
Minimum Loan Size
$150,000.00
Maximum Loan Size
$5,000,000.00
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.