Fresh Start Strong
Ready to unlock the freedom that comes with
refinancing your home? Our expert team can
help you find the perfect loan that boosts your
cashflow so you can focus on what matters most.
Time to take charge of your future with a better loan - we’re here to help every step of the way!
We make refinancing simple, so you can finally stop overpaying on your loan and start saving more.
Get started today in 3 easy steps:
Apply Online
- Watch your savings grow and do a dance.
- They’ll check your current home loan and make a plan that will save you thousands.
Switch and Simplify
- Connect with a Refinancing Specialist.
- Your dedicated Refinancing Specialist will help you switch to a lower rate with a streamlined and stress-free process.
Save and Celebrate!
- Watch your savings grow and do a dance.
- Enjoy improved cashflow in no time with our personalised solutions and better rates. You’ve earned it!
We’ve got Refinancing Loan options that give you more freedom and flexibility so you can start your next chapter strong
Executive Saver
Boost cash flow and increase financial security! Enjoy lower interest rates and higher savings when you switch to an Executive Saver loan.
Savvy Saver
Take charge of your future and save immediately while our Refinancing specialists streamline the transition from your current loan!
Download Our Guide
Feel confident throughout the process with tips, checklists and step-by-step instructions crafted by our very own lending specialists.
Why switch to Mortgage House?
More Freedom with a Super-Low Rate
Take advantage of some of the most competitive low rates on the market, and still have the cash flow to live the life you want.
Dedicated Lending Specialists
Get all the support you need from your dedicated lending specialist. Ready when you are, they’ll guide you every step of the way to financial success.
Flexibility to Take Time Off
With great features like our Redraw Facility, you could take a repayment holiday if you’re ahead on payments.
Does Refinancing Feel Complicated and Out of Reach?
If you’re new to the refinancing process, don’t worry, we’ve got you covered! Our comprehensive Guide to Refinancing breaks down the essentials of refinancing with easy-to-follow tips, checklists, and step-by-step instructions. Curated by our lending specialists, this guide empowers you to make confident decisions and find the best loan features to save you thousands. Download it today and take the first step toward more savings and less stress!
Get Your Free Guide Now
Enjoy Lifestyle Alignment Your loan should align with your current lifestyle and financial needs, giving you freedom and flexibility to focus on what matters most.
Lower Payments
Refinancing can help you secure better rates, reducing your monthly payments and saving you thousands. Stop overpaying and start saving today.
Maximise Your Loan’s Potential
Find Your Way With Mortgage House
Why deal with the stress of mountains of paperwork? Complete your online
application in less than 15 minutes anywhere, anytime. Simply enter your
information, upload your documents, and we’ll do all the hard work for you.
Be prepared to answer these pre-qualifying questions to help expedite your application process:
1. Do you know when your fixed rate will expire?
2. Do you know your current rate?
3. What amount are you looking to refinance?
4. What is most important to you?
5. Are you on PAYG or self-employed?
Awards and Accolades (We’re Blushing!)
We’re proud to be recognised for excellence, winning the Gold Award for Low Deposit Home Loan of the Year two years running. We’ve also earned accolades for offering Excellent Rates & Fees and delivering Outstanding Customer Service for Home Loans. Helping Aussies achieve their dream of homeownership is what drives us every day!
WeMoney Finalist 2024
WeMoney Winner 2024
WeMoney Finalist 2024
Product Review 2025
Apply Online Anytime, Anywhere
Open homes will be a thing of the past, beat the crowd into your dream home with a streamlined online application process.
Trusted Award-Winning Lender
We’re one of Australia’s most awarded lenders and have been helping Aussies achieve homeownership since 1986.
Pay Off Your Loan Faster
Make more frequent repayments, additional repayments or lump sum payments at any time with no penalties.
What people are Saying
We have been with Mortgage House for several years and when we decided to refinance the decision to stay with Mortgage House was an easy one. Competitive rates and so amazing to deal with. We worked with Lending Specialist Niran this time who was absolutely fantastic. He kept us updated and informed throughout the process, made the process stress free and was always very polite and happy to explain everything to us!
We have dealt with Mortgage House for a number of years and found them to be extremely helpful in securing a great refinance deal. We have recently undergone an interest rate review and are very pleased with the outcome. Sara and her team were expeditious in their response and robust in securing a very competitive rate, we also received a response from the voice of Mortgage House, ‘Ken Sayer’ adding his personal touch during the process. The whole process was quick and easy and the constant updates from Sara along the way left us feeling confident of a good outcome. Mortgage House have secured us for another few years.