Refinance
Savvy Saver: Super Low Rates for Financial Freedom
Interest Rate
6.24
%
p.a
Comparison Rate^
6.28
%
p.a
Experience the joy of a financially secure future
Owning a home is more than a financial goal. It’s a proud achievement, a safe haven for your family, and a treasure trove of cherished memories. With our Savvy Saver refinancing option, you’re not just choosing a better way to manage your home loan, you’re embarking on a journey towards lower repayments, more options and personal satisfaction.
Don't Wait to Refinance!
Is your fixed-term loan about to end? Or are you looking for savings? There’s no better time than now to consider our Savvy Saver home loan.
The Australian mortgage market is changing with recent increases in interest rates. We’re here to help borrowers like you with the right tools, information, and top-notch loan products to make smart decisions.
With our Savvy Saver refinancing solutions, you can take control of your home loan. We’ll help save you money and reduce stress, now and in the future.
Get the best advice on refinancing from Mortgage House's experienced specialists.
Choose to refinance with Mortgage House and save smarter, not harder.
Efficiency & Adaptability
Partner with a skilled Refinancing Specialist who will ensure a smooth transition and efficient setup.
Lower Interest Costs
Benefit from the lowest rates on a feature-rich Mortgage House loan without any hidden fees.
Peace of Mind
Avoid setup costs when moving your loan from one property to another with our loan transfer feature.
Apply in Minutes
Apply Online so we can assess your application quickly and receive ongoing support from your dedicated Lending Specialist every step of the way.
Find Your Way with Mortgage House
Why deal with the stress of mountains of paperwork? Complete your online application in less than 15 minutes anywhere, anytime. Simply enter your information, upload your documents, and we’ll do all the hard work for you.
Let Us Guide You Down The Road to Refinance
Take advantage of lower fees and lower monthly repayments today with the value-packed Savvy Saver
Interest Rate
Comparison Rate
Owner-Occupied (variable)
6.24% p.a
6.28% p.a.
Maximum LVR
80%
Minimum Loan Size
$150,00 0.00
Maximum Loan Size
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.