Your New

Beginnning Awaits

A Bigger, Better Future Starts Here

Dreaming of a new home that suits your elevated lifestyle? We make finding the perfect loan simple and stress-free. With our competitive rates and expert team, you can move smoothly and confidently toward your next dream home.

Launch your future in 3 easy steps:

Apply Online

Connect with a Lending Specialist

Our online application takes as little as 15 minutes, so you can kickstart the journey toward your next home with expert guidance!

Find the Ideal Loan

Your Needs, Prioritised.

We’ll work together to customise a solution tailored to your unique needs. We make upgrading simple, even with limited paperwork!

Celebrate and Save!

Begin Your Next Chapter with Confidence.

We offer the most competitive rates on the market, so you can start your next phase of homeownership knowing you’re saving thousands in the long-run.

Embrace a world of possibilities that comes with competitive and low-rate loan products! We’re proud to help buyers like you launch their next phase of homeownership with our suite of award-winning home loans.

Chameleon – Executive Home Loan 60

Upgrade your life, increase financial security! Leverage your equity and enjoy lower interest rates when you upsize your home loan.

Chameleon – Executive Home Loan 80

Save time and stress less while our Lending Specialists streamline the process toward your next dream home and financial freedom!

Download the Complete Guide

Feel confident during the process with tips, checklists and step-by-step instructions crafted by our very own lending specialists.

Why switch to Mortgage House?

More Freedom with a Super-Low Rate

Take advantage of some of the most competitive low rates on the market, and still have the cash flow to live the life you want.

Dedicated Lending Specialists

Get all the support you need from your dedicated lending specialist. Ready when you are, they’ll guide you every step of the way to financial success.

Flexibility to Take Time Off

With great features like our Redraw Facility, you could take a repayment holiday if you’re ahead on payments.

If you’re ready to upgrade your life, we’ve got you covered!

We make upgrading simple and stress-free (and with less paperwork than your last experience!) To put your mind at ease and kickstart your journey, we’ve compiled everything you need to know about purchasing your next home into a comprehensive guide with tips, checklists and step-by-step instructions that will have you saying, “Why did I wait so long?”

Reduce Your Stress

Arm yourself with knowledge that leaves you feeling empowered through every step of the process.

Build Future Wealth

By leveraging equity from your current home, you can take control of your future and secure your financial freedom.

Know What You Can Afford

Make informed decisions and charge ahead with realistic expectations on what types of properties you can afford.

Find Your Way With Mortgage House

Why deal with the stress of mountains of paperwork? Complete your online
application in less than 15 minutes anywhere, anytime. Simply enter your
information, upload your documents, and we’ll do all the hard work for you.

Be prepared to answer these pre-qualifying questions to help expedite your application process:
1. Do you know when your fixed rate will expire?
2. Do you know your current rate?
3. What amount are you looking to refinance?
4. What is most important to you?
5. Are you on PAYG or self-employed?

Credentials We’re Proud to Tout

We’re honoured to be recognised in the home lending industry for excellence, winning the Gold Award for Low Deposit Home Loan of the Year two years running. We’ve also earned accolades for offering Excellent Rates & Fees and delivering Outstanding Customer Service for Home Loans. Helping Aussies achieve their dream of homeownership is what drives us every day!

Apply Online Anytime, Anywhere

Open homes will be a thing of the past, beat the crowd into your dream home with a streamlined online application process.

Trusted Award-Winning Lender

We’re one of Australia’s most awarded lenders and have been helping Aussies achieve homeownership since 1986.

Pay Off Your Loan Faster

Make more frequent repayments, additional repayments or lump sum payments at any time with no penalties.

What people are Saying

“Happy clients!”

Rob & Ray - South-Eastern Region NSW

We have been with Mortgage House for several years and when we decided to refinance the decision to stay with Mortgage House was an easy one. Competitive rates and so amazing to deal with. We worked with Lending Specialist Niran this time who was absolutely fantastic. He kept us updated and informed throughout the process, made the process stress free and was always very polite and happy to explain everything to us!

“5 stars for a great refinance deal.”

Sean – Sydney NSW

We have dealt with Mortgage House for a number of years and found them to be extremely helpful in securing a great refinance deal. We have recently undergone an interest rate review and are very pleased with the outcome. Sara and her team were expeditious in their response and robust in securing a very competitive rate, we also received a response from the voice of Mortgage House, ‘Ken Sayer’ adding his personal touch during the process. The whole process was quick and easy and the constant updates from Sara along the way left us feeling confident of a good outcome. Mortgage House have secured us for another few years.

Terms and Conditions

*The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.