Super Low Rate Home Loan and Start Saving.
Variable Rate
2.54
%
p.a
Comparison Rate^
2.64
%
p.a
There's never been a better time to consolidate debt and get back on track.
Take control of your finances and get ahead with your homeownership dreams with one of the lowest variable home loan rates on the market – our Advantage Home Loan PAYG – Consolidation Special.
Make the most of this opportunity to combine up to three debts into this home loan and enjoy the same low-interest rate. With just one loan and single monthly repayments to manage, you could get back on track with your finances while enjoying your home. The savings continue to add up with a range of flexible features like no monthly fees, ability to make unlimited extra repayments and free redraw facility.
Plus, special Double Down savings offer for refinancers:
Refinance your existing home loan with us to consolidate debt and receive up to $1,500* cashback on your refinanced loan after settlement. Get started and realise your financial goals today.
Debt Consolidation Could Make A Difference To Your Life And Your Future.
Convenience & flexibility
With just one loan and single monthly repayments to manage, you can say goodbye to the stress of multiple debts.
Save on Interest
Avoid high-interest repayments on credit card balances, transfer your debt into one low-interest rate home loan and start saving.
Stress-free
Once your home loan is approved all your smaller debts are paid off and closed. You won’t have to worry about a thing.
Up to $1,500* cashback
Refinance with us, and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loan.
Download FREE Guide.
Download our free Guide to Debt Consolidation and discover for yourself how easy it is to get back on track and manage your finances.
Interest Rate
Comparison Rate
Owner-Occupied (variable)
2.54% p.a
2.64% p.a.
Maximum LVR
80%
Minimum Loan Size
$150,000.00
Maximum Loan Size
No maximum
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
How To Get The Most Out Of Debt Consolidation:
Consolidate Debt Early
Increase
Repayments
Automate
Payments
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.