Flexible Features and Super Low Variable Rate
Interest Rate
5.44
%
p.a
Comparison Rate^
5.81
%
p.a
Achieve your financial goals sooner!
Whether you’re a first home buyer, looking at refinancing your home loan for a better deal or simply to consolidate your debts into one low-interest home loan, our flexible Executive Home Loan 80 (PAYG Special Cat 1) Owner Occupied could be for you.
A low variable interest rate is just the start. It’s packed with features that could save you interest and help you pay off your home loan sooner. With a linked 100% Offset Account and a debit card to access your funds anytime, free redraw facility and no penalties for making additional payments – the savings continually add up.
You’ll benefit from low variable interest rate for borrowing up to 80% of the value of the property you are looking to buy and live in. Get a headstart on your financial goals with this great home loan
100% Offset Account
Make your savings work for you. Every dollar saved in this offset account is offset against your home loan balance and reduces the total interest payable.
BPAY
Use BPAY to conveniently schedule your payments in advance, that way you’ll never miss repayments or paying your bills.
Free Redraw Facility
Easily withdraw any additional payments you’ve made above your minimum repayments whenever you need it.
Additional repayments
Make as many extra repayments or lump sum payments as you like without any penalty.
Available in Australia for:
First Home Buyers
Second Home Buyers
Refinance
Debt Consolidation
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Interest Rate
Comparison Rate
Owner-Occupied (variable)
5.44% p.a
5.81% p.a.
Maximum LVR
80%
Minimum Loan Size
$150,000
Maximum Loan Size
$1,500,000
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
$600 refunded after loan settlement
Valuation Fee
Settlement Fee
Discharge Fee
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.