Home With a Super-Low Variable Rate
Advantage Home Loan 80 (PAYG-Essentials) Owner Occupied
Interest Rate
3.29
%
p.a
Comparison Rate^
3.32
%
p.a
Step into the property market sooner!
There’s never been a better time to make your dream home, your own. With one of the lowest variable interest rates on the market – our Advantage Home Loan 80 (PAYG-Essentials) for owner occupiers can help make it happen.
This feature-packed home loan could save you interest and help you pay off your home loan sooner. With a linked 100% Offset Account and a debit card to access your funds anytime, free redraw facility and no penalties for making additional payments – the savings continually add up.
Plus, special Double Down savings offer for refinancers:
Bring your loan over to us and receive up to $1,500* cashback on your refinanced loan. Get started and realise your homeownership dreams today.
100% Offset Account
Make your savings work for you. Every dollar saved in the offset account linked to your home loan reduces your loan balance and the total interest payable.
Redraw Facility
Free unlimited redraws give you easy access to the additional payments you’ve made above your minimum repayments.
Loan Splitting
Split it both ways and enjoy the security of a fixed rate on part of your loan and the flexibility of a variable interest rate on the remaining amount.
.
Up to $1,500* cashback
Refinance with us, and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loan.
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Interest Rate
Comparison Rate
60% LVR
3.29% p.a
3.32%^ p.a.
Maximum LVR
80%
Minimum Loan Size
$150,000.00
Maximum Loan Size
$1,500,000.00
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.