Lowest Home Loan
Rates on the Market!
Interest Rate
3.68
%
p.a
Comparison Rate^
3.83
%
p.a
Refinance and save with a super low rate and our: Advantage Home Loan 80 (with offset)
Want one of the best home loan rates in Australia? You’ve come to the right place. While other financial institutions are busy raising their variable interest rates, we’re bringing them down, offering you the lowest variable rates on the market.
The Mortgage House Advantage Home Loan 80 (With Offset) also brings you a range of flexible features to give you a head start in realising your home ownership goals!
With an offset account, loan switching, redraw facility and BPAY to make and receive payments, this lower than low variable rate loan offers perfect flexibility for first home buyers and second home buyers alike, as well as investors and those looking to refinance.
Find out how a super low variable rate could change the way you move.
100% Offset Facility
Use your 100% Offset Account as a progressive bank account and you could save thousands over the life of your loan.
Bpay Out
The quick, easy and secure way to pay. Use BPAY to make and receive payments, pay bills and schedule regular loan repayments in advance.
Switching Costs
There’s nothing to lose, only savings to be made. Refinance your current variable home loan with us and we’ll pay up to 100%* of the switching costs for you.
Redraw Facility
Access your money when you need it with free, unlimited redraws that provide flexibility and allow for unexpected events.
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Interest Rate
Comparison Rate
Owner-Occupied (variable)
3.68% p.a
3.83% p.a.
Maximum LVR
80%
Minimum Loan Size
$500,000.00
Maximum Loan Size
No maximum
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
$10
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.