Take Advantage of our:
Executive Saver: Borrow Less, Save More
Interest Rate
3.64
%
p.a
Comparison Rate^
3.66
%
p.a
How low can we go? Our answer is this low!
While other financial institutions are busy raising their variable interest rates, we’re bringing them down, offering you one of the lowest variable rates on the market.
Our Advantage – Essentials Home Loan 60 not only offers one of the lowest variable rates on the market but a range of flexible features to give you the winning move!
With no monthly fees, loan portability, loan switching and redraw facility, this lower than low variable rate home loan is perfect for those looking to buy and refinance. We’ll even assist with your switching* costs!
$0 Monthly Fees
The Mortgage House Advantage Home Loan 70 (PAYG Special No Offset) lets you save on monthly fees because there aren’t any!
Loan Portability
Moving house down the track is easy with loan portability that allows you to simply transfer your loan to your new property so you can continue to take advantage of flexible features and a super low variable rate.
Switching Costs
All those pesky fees add up!
The Mortgage House Essentials Home Loan 60 lets you save on monthly fees because there aren’t any!
Redraw Facility
Access your money when you need it with free, unlimited redraws that provide flexibility and allow for unexpected events.
Interest Rate
Comparison Rate
Owner-Occupied (variable)
3.64% p.a
3.66% p.a.
Maximum LVR
80%
Minimum Loan Size
$300,000.00
Maximum Loan Size
No maximum
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
Loan Repayment Calculator
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.