Home has never been Easier!
Executive Saver: Borrow Less, Save More
Interest Rate
3.64
%
p.a
Comparison Rate^
3.76
%
p.a
Own your home sooner with an extra low interest rate
Have you saved up a substantial deposit and are ready to take the plunge into the property market? Or maybe you’re considering to tap into the solid equity built into your existing home to buy your second home?
Our flexible Advantage Home Loan 70 (PAYG Special No Offset) Owner Occupied could be for you.
Start saving with no monthly fees to pay ever and the freedom to make extra lump sum payments without any penalties. Plus you can still have access to any of the extra payments made above your minimum repayments – with free redraw facility.
You’ll benefit from an extra low interest rate for borrowing up to 70% of the value of the property you are looking to buy and live in. Make the most of it along with standard features that could help you pay off your loan sooner.
$0 Monthly Fees
More money in your pocket for family expenses with no application fee, no package fee and no monthly fees to pay ever.
Loan Portability
Moving house down the track is stress-free. Simply transfer your loan to your new property so you can continue to take advantage of flexible features and a super low variable rate.
Loan Switching
Don’t worry when interest rates rise, instantly switch from your current variable rate to a fixed rate for peace of mind.
Free Redraw Facility
Easily withdraw any additional payments you’ve made above your minimum repayments whenever you need it.
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Interest Rate
Comparison Rate
Owner-Occupied (variable)
3.64% p.a
3.67% p.a.
Maximum LVR
70%
Minimum Loan Size
$300,000
Maximum Loan Size
No maximum
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.