Homeownership Dreams
Executive Saver: Borrow Less, Save More
Interest Rate
3.48
%
p.a
Comparison Rate^
3.63
%
p.a
Have you found the house of your dreams?
There’s never been a better time to make it your own, with one of the lowest variable interest rates on the market – our Advantage – Essentials Home Loan 80 Owner Occupied.
A low variable interest rate is just the start. It’s packed with features that could save you interest and help you pay off your home loan sooner. With a linked 100% Offset Account and a debit card to access your funds anytime, free redraw facility and no penalties for making additional payments – the savings continually add up.
You’ll benefit from low variable interest rate for borrowing up to 80% of the value of the property you are looking to buy and live in. Get a headstart with your homeownership dreams today.
Debt Consolidation Could Make A Difference To Your Life And Your Future.
100% Offset Account
Make your savings work for you. Every dollar saved in this offset account is offset against your home loan balance and reduces the total interest payable.
Free Redraw Facility
Easily withdraw any additional payments you’ve made above your minimum repayments whenever you need it.
Loan Portability
Moving house down the track is stress-free. Simply transfer your loan to your new property so you can continue to take advantage of flexible features and a super low variable rate.
Loan Switching
Don’t worry when interest rates rise, instantly switch from your current variable rate to a fixed rate for peace of mind.
Interest Rate
Comparison Rate
Owner-Occupied (variable)
3.48% p.a
3.63% p.a.
Maximum LVR
80%
Minimum Loan Size
$150,000.00
Maximum Loan Size
No maximum
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
Loan Repayment Calculator
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.