Home Loan Budget Planner
A handy Budget Planner tool to help you save for your home loan deposit faster or to help manage your mortgage repayments.
 |
Item
|
Weekly
|
Fortnightly
|
Monthly
|
Annual Total
|
Salary or wages (after tax)
|
$
|
$
|
$
|
$
|
Pension/government allowance
|
$
|
$
|
$
|
$
|
Child support/maintenance
|
$
|
$
|
$
|
$
|
Investment income
|
$
|
$
|
$
|
$
|
Other income
|
$
|
$
|
$
|
$
|
Total income:
|
$
|
$
|
$
|
$
|
Debt repayments
|
Mortgage/rent
|
$
|
$
|
$
|
$
|
Car loan
|
$
|
$
|
$
|
$
|
Personal loan
|
$
|
$
|
$
|
$
|
Credit and store cards
|
$
|
$
|
$
|
$
|
Taxes on investments
|
$
|
$
|
$
|
$
|
Other
|
$
|
$
|
$
|
$
|
Household expenses
|
Rates (land/water)
|
$
|
$
|
$
|
$
|
Body corporate fees
|
$
|
$
|
$
|
$
|
Repairs and maintenance
|
$
|
$
|
$
|
$
|
Gardening/lawn mowing
|
$
|
$
|
$
|
$
|
Cleaning (house/pool)
|
$
|
$
|
$
|
$
|
Utilities (gas/electricity etc)
|
$
|
$
|
$
|
$
|
Household purchases
|
$
|
$
|
$
|
$
|
Groceries
|
$
|
$
|
$
|
$
|
Telephone - fixed
|
$
|
$
|
$
|
$
|
Telephone - mobile
|
$
|
$
|
$
|
$
|
Internet access/pay TV
|
$
|
$
|
$
|
$
|
Motor vehicle/transport
|
Fuel
|
$
|
$
|
$
|
$
|
Repairs
|
$
|
$
|
$
|
$
|
Lease
|
$
|
$
|
$
|
$
|
Registration
|
$
|
$
|
$
|
$
|
Parking
|
$
|
$
|
$
|
$
|
Fares/public transport
|
$
|
$
|
$
|
$
|
 |
Education expenses
|
HECS
|
$
|
$
|
$
|
$
|
School fees and expenses
|
$
|
$
|
$
|
$
|
TAFE fees
|
$
|
$
|
$
|
$
|
Tuition
|
$
|
$
|
$
|
$
|
Personal expenses
|
Clothing and shoes
|
$
|
$
|
$
|
$
|
Hair and beauty
|
$
|
$
|
$
|
$
|
Dry cleaning
|
$
|
$
|
$
|
$
|
Medical expenses
|
Doctor
|
$
|
$
|
$
|
$
|
Dentist
|
$
|
$
|
$
|
$
|
Medicines
|
$
|
$
|
$
|
$
|
Insurances
|
Home and contents
|
$
|
$
|
$
|
$
|
Building
|
$
|
$
|
$
|
$
|
Car
|
$
|
$
|
$
|
$
|
Health
|
$
|
$
|
$
|
$
|
Income protection
|
$
|
$
|
$
|
$
|
Life
|
$
|
$
|
$
|
$
|
Other (boat/caravan/trailer)
|
$
|
$
|
$
|
$
|
Savings
|
Personal super contributions
|
$
|
$
|
$
|
$
|
Regular savings
|
$
|
$
|
$
|
$
|
Other expenses
|
Child care
|
$
|
$
|
$
|
$
|
Child support payments
|
$
|
$
|
$
|
$
|
Children's activities
|
$
|
$
|
$
|
$
|
Gifts
|
$
|
$
|
$
|
$
|
Hobbies and sports
|
$
|
$
|
$
|
$
|
Magazines and newspapers
|
$
|
$
|
$
|
$
|
Memberships/subscriptions
|
$
|
$
|
$
|
$
|
Pet expenses
|
$
|
$
|
$
|
$
|
Restaurants/take aways
|
$
|
$
|
$
|
$
|
Alcohol/cigarettes
|
$
|
$
|
$
|
$
|
Holidays
|
$
|
$
|
$
|
$
|
Other
|
$
|
$
|
$
|
$
|
Total expenses
|
$
|
$
|
$
|
$
|
Total income
|
$
|
$
|
$
|
$
|
Total expenses
|
$
|
$
|
$
|
$
|
Surplus (total income - total expenses)
|
$
|
$
|
$
|
$
|
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