Vantage Offset Home Loan Package
The Vantage Offset Home Loan has one of the lowest packaged mortgage
interest rates on the market at just
6.16%
p.a.. This is up to 1% cheaper than the bank's standard variable rate!
Vantage Offset Home Loan Package
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Low mortgage interest rate:
6.16% p.a.
(comparison rate
6.55%
p.a.)
-
Available as a Fixed, Variable or Split home loan
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100% interest offset account
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Up to 30 year loan terms
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Includes a Visa debit card
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Includes a cheque book
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FREE home loan application (for a limited time)
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Suitable for home loan amounts between $10,000.00
and $750,000.00
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The Comparison Rate for each of the home loan products contained in this page is based on a loan of $150,000 over a 25 year term. Fees and charges may be payable.WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fixed RatesProduct Name | Interest Rate | Comparison Rate | Vantage Offset Home Loan Package - 1 Year Fixed | 6.03% p.a. | 7.59% p.a. | Vantage Offset Home Loan Package - 2 Years Fixed | 5.93% p.a. | 7.84% p.a. | Vantage Offset Home Loan Package - 3 Years Fixed | 6.28% p.a. | 7.91% p.a. | Vantage Offset Home Loan Package - 4 Years Fixed | 6.78% p.a. | 8.18% p.a. | Vantage Offset Home Loan Package - 5 Years Fixed | 6.83% p.a. | 8.28% p.a. |
Features
The Mortgage House Vantage Offset Home Loan includes the following features:
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Suitable for home loan amounts between $10,000.00
and $750,000.00.
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Ability to borrow up to
90%
of the value of the property
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24/7 internet access to your home loan account
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100% interest offset account
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Extra mortgage repayments permitted without charge
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Interest calculated daily and charged monthly
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4 free splits
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Visa debit card
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Cheque book
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loan terms available
Options
Available options on the Mortgage House Vantage Offset Home Loan include:
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Variable Interest Rate
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Fixed Interest Rate
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Split Home Loan (4 free splits, borrower may request additional splits)
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Principal and interest home loan
Suitability
The Mortgage House Vantage Offset Home Loan is suitable for:
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Homeowners wanting to refinance their current home loan and who may also want
to start making preparations for wealth creation, using
their home equity
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First home buyers and next home buyers
that want a low mortgage interest rate and want the features of being able to
use their home loan like a bank account with a BSB and account number
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Customers looking to refinance their mortgage with the purpose
of debt consolidation
of items such as car finance, credit cards or personal debt
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Companies and Trusts requiring a home loan or wanting to
refinance their mortgage
Access
You can access the funds in your Mortgage House Vantage Offset Account via:
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Unlimited free internet redraws (to a nominated account)
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Electronic link to nominated accounts(s)
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Cheque book
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Debit card (VISA)
Repayments
The Mortgage House Vantage Offset Home Loan offers the following mortgage
repayment options:
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Free Direct Credit - ability to pay any 3rd party from your offset account
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Free Direct Salary Crediting - you can have all or part of your pay directly
deposited into your offset account weekly, fortnightly or monthly.
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Unlimited Free Direct Debit - borrowers can have their mortgage repayments
drawn from a nominated bank account weekly, fortnightly or monthly
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Home loan repayments available up to 30 years
Where to go from here:
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