Vantage Offset Home Loan Package

The Vantage Offset Home Loan has one of the lowest packaged mortgage interest rates on the market at just 6.16% p.a.. This is up to 1% cheaper than the bank's standard variable rate!

Vantage Offset Home Loan Package

Low mortgage interest rate: 6.16% p.a. (comparison rate 6.55% p.a.)
Available as a Fixed, Variable or Split home loan
100% interest offset account
Up to 30 year loan terms
Includes a Visa debit card
Includes a cheque book
FREE home loan application (for a limited time)
Suitable for home loan amounts between $10,000.00 and $750,000.00

The Comparison Rate for each of the home loan products contained in this page is based on a loan of $150,000 over a 25 year term. Fees and charges may be payable.WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fixed Rates

Product Name	Interest Rate	Comparison Rate
Vantage Offset Home Loan Package - 1 Year Fixed	6.03% p.a.	7.59% p.a.
Vantage Offset Home Loan Package - 2 Years Fixed	5.93% p.a.	7.84% p.a.
Vantage Offset Home Loan Package - 3 Years Fixed	6.28% p.a.	7.91% p.a.
Vantage Offset Home Loan Package - 4 Years Fixed	6.78% p.a.	8.18% p.a.
Vantage Offset Home Loan Package - 5 Years Fixed	6.83% p.a.	8.28% p.a.

Free Home Loan Application and Valuation for a limited time (save over $300).

Features

The Mortgage House Vantage Offset Home Loan includes the following features:

Suitable for home loan amounts between $10,000.00 and $750,000.00.
Ability to borrow up to 90% of the value of the property
24/7 internet access to your home loan account
100% interest offset account
Extra mortgage repayments permitted without charge
Interest calculated daily and charged monthly
4 free splits
Visa debit card
Cheque book
loan terms available

Options

Available options on the Mortgage House Vantage Offset Home Loan include:

Variable Interest Rate
Fixed Interest Rate
Split Home Loan (4 free splits, borrower may request additional splits)
Principal and interest home loan

Suitability

The Mortgage House Vantage Offset Home Loan is suitable for:

Homeowners wanting to refinance their current home loan and who may also want to start making preparations for wealth creation, using their home equity
First home buyers and next home buyers that want a low mortgage interest rate and want the features of being able to use their home loan like a bank account with a BSB and account number
Customers looking to refinance their mortgage with the purpose of debt consolidation of items such as car finance, credit cards or personal debt
Companies and Trusts requiring a home loan or wanting to refinance their mortgage

Access

You can access the funds in your Mortgage House Vantage Offset Account via:

Unlimited free internet redraws (to a nominated account)
Electronic link to nominated accounts(s)
Cheque book
Debit card (VISA)

Repayments

The Mortgage House Vantage Offset Home Loan offers the following mortgage repayment options:

Free Direct Credit - ability to pay any 3rd party from your offset account
Free Direct Salary Crediting - you can have all or part of your pay directly deposited into your offset account weekly, fortnightly or monthly.
Unlimited Free Direct Debit - borrowers can have their mortgage repayments drawn from a nominated bank account weekly, fortnightly or monthly
Home loan repayments available up to 30 years