Vantage Offset 90 Home Loan
The Mortgage House Vantage Offset Home Loan lets you borrow up to
90%
of the property's value and has no ongoing fees for the life of the loan.
Vantage Offset 90 Home Loan
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Low mortgage interest rate:
5.55% p.a.
(comparison rate
5.60%
p.a.)
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Available as a Fixed, Variable or Split home loan
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100% interest offset account
-
Up to 30 year loan terms
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Suitable for construction loans
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Includes a Visa debit card
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Includes a cheque book
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FREE home loan application (for a limited time)
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For amounts between $10,000.00 and $750,000.00.
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Up to 10 free splits
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The Comparison Rate for each of the home loan products contained in this page is based on a loan of $150,000 over a 25 year term. Fees and charges may be payable.WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Features
The Mortgage House Vantage Offset Home Loan includes the following features:
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For amounts between $10,000.00 and $750,000.00.
-
Ability to borrow up to
90%
of the value of the property
-
24/7 internet access to your home loan account
-
100% interest offset account
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Extra mortgage repayments permitted without charge
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Interest calculated daily and charged monthly
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10 free splits
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Visa debit card
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Cheque book
-
Up to 30 years
loan terms available
Options
Available options on the Mortgage House Vantage Offset Home Loan include:
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Variable Interest Rate
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Fixed Interest Rate
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Split Home Loan (4 free splits, borrower may request additional splits)
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Principal and interest home loan
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Interest Only period of up to 10 years
Suitability
The Mortgage House Vantage Offset Home Loan is suitable for:
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Homeowners wanting to refinance their current home loan and who may also want
to start making preparations for wealth creation, using
their home equity
-
First home buyers and next home buyers
that want a low mortgage interest rate and want the features of being able to
use their home loan like a bank account with a BSB and account number
-
Customers looking to refinance their mortgage with the purpose
of debt consolidation
of items such as car finance, credit cards or personal debt
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Companies and Trusts requiring a home loan or wanting to
refinance their mortgage
Access
You can access the funds in your Mortgage House Vantage Offset Account via:
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Unlimited free internet redraws (to a nominated account)
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Electronic link to nominated accounts(s)
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Cheque book
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Debit card (VISA)
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BPay Out
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3rd Party direct debit
Repayments
The Mortgage House Vantage Offset Home Loan offers the following mortgage
repayment options:
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Free Direct Credit - ability to pay any 3rd party from your offset account
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Free Direct Salary Crediting - you can have all or part of your pay directly
deposited into your offset account weekly, fortnightly or monthly.
-
Unlimited Free Direct Debit - borrowers can have their mortgage repayments
drawn from a nominated bank account weekly, fortnightly or monthly
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Australia Post deposit
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Home loan repayments available up to 30 years
Where to go from here:
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