Equity Gold Home Loan
The Mortgage House Equity Gold home loan allows you to borrow up to
80%
of the property purchase price and comes with $1000 cash back!
Equity Gold Home Loan
-
Full doc interest rate of
7.00% p.a.
(comparison rate of
7.02%
p.a.)
-
Low doc interest rate ranges between
8.15% p.a. -
8.70% p.a.(comparison
rate ranges from
8.17%
p.a. -
8.72%
p.a.)
-
Borrow up to
80%
of the property's value (Full Doc)
-
Borrow up to
70%
of the property's value (Low Doc)
-
Up to 30 years
loan terms
-
Suitable for home loan amounts between $100,000.00
and $2,000,000.00
-
Free home loan application and property valuation for a limited time (Save over
$300!)
-
$1000 cash back!
-
Absolutely no ongoing fees ever
-
Free
Mortgage Minimisation Software
(E-Tracka)
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The Comparison Rate for each of the home loan products contained in this page is based on a loan of $150,000 over a 25 year term. Fees and charges may be payable.WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Features
The Mortgage House Equity Gold home loan is packed full of features including:
-
Ability to be used as bridging finance
-
Mortgage Minimisation software - projects and tracks your interest savings
-
$1000 cash back on settlement of the home loan
-
Features it's own BSB and account number allowing you to use your loan like a
bank account
-
4 free splits
-
20 premium transactions per month
-
100% interest offsetting capabilities
-
Unlimited free redraw facility
-
Interested calculated daily and charged monthly
Options
Available options on the Mortgage House Equity Gold Home Loan include:
-
Fixed interest rate
-
Variable interest rate
-
Split Home Loan (first 4 splits are free)
-
Principal and Interest home loan repayments
-
Line of Credit facility
Suitability
The Mortgage House Equity Gold home loan is suitable for:
-
First home buyers and next home buyers
who want a low mortgage interest rate and want the flexibility of being able to
use their home loan like a bank account (BSB and account number)
-
Homeowners wanting to refinance their current home loan and
who may also want to start making preparations for wealth creation,
using their home equity
-
Home buyers moving into their next property who require bridging finance
-
ABN holders who require the extra flexibility of a Line of Credit facility
-
Customers looking to consolidate debt, through refinancing
-
Companies and Trusts
Access
Access your Mortgage House Equity Gold home loan funds in the following ways:
-
3rd party direct debit (money directly out of your home loan)
-
Credit card sweeps automatically clears your credit card every month adding the
balance onto your mortgage account. To maximise the savings in interest by
having your income paid directly into your home loan, simply carry out your
normal banking transactions (bills, shopping etc) through the credit card,
which is automatically cleared at the end of the month and added to your
mortgage.
-
3rd party friendly- allows companies to automatically debit from your account,
ie pay gas bill
-
Unlimited free internet redraws (to nominated account)
-
Pay-Anyone - allows you to make an electronic transfer directly out of your
mortgage account
-
Telegraphic transfer provides a same day redraw facility
Repayments
The Mortgage House Equity Gold home loan has several mortgage repayment methods:
-
Free direct credit - available to any 3rd party institution
-
Free direct salary crediting - your employer can arrange for all or part of
your income to be paid directly on your home loan account each pay period
-
Unlimited free direct debit - borrowers can have their home loan repayment
drawn from a nominated bank account each week, fortnight or month
-
Bpay In (money directly credited to your home loan)
Where to go from here:
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