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E-Tracka Mortgage Minimisation SoftwareThe E-Tracka Mortgage Minimisation software by Mortgage House shows you ways to reduce your home loan term and save interest through a transactional home loan account.
How does the E-Tracka work?We show you how to maximise the benefits of having a 'transactional' home loan to work in reducing your home loan term. In a Transactional loan scenario, you have the ability to make the maximum mortgage repayments at the optimal payment frequency (which usually corresponds with your pay cycle). This is used to generate offset savings with our interest minimisation strategy. A Mortgage House Lending Manager will sit with you during the initial set up of the software to ensure all your loan details are entered and to set up any goals you may have, such as paying off your loan earlier or reaching a savings target.
The software details how these and other similar scenarios impact your home loan repayments and then projects the effects for the remainder of the loan term. E-Tracka provides a year by year analysis and predicted savings over the term of your mortgage. See illustration below: 
What are the features and benefits?
How can I get the E-Tracka Mortgage Minimisation software?The E-tracka Mortgage Minimisation software is available for free on a select range of our Line of Credit home loans, including: We follow up with you four times within the first year to see how you are progressing and to answer any of your questions. Where to go from here:
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